We are traditional in that:

• Our fees are transaction-based instead of based on the total assets in your account.
• We follow a conservative approach to investing, using a balance of stocks and bonds in most accounts.
• We do not have minimum investment requirements.
• Our experience has proven that good quality stocks and bonds are most appropriate for our clients.

 We are untraditional in that:

• By maintaining low overhead, we can charge you discount rates for your transactions.
• While you ultimately decide the stocks you purchase, we strongly advise against investments that have no public market and are therefore illiquid.
• In making our recommendations, we use fundamental analysis based on our own thorough and extensive research as well as utilize the resources of a number of outside professionals.
• We do not make a market in any stock, and therefore have no obligations or incentives to sell any particular stock or bond product.  This keeps us truly independent, objective and focused on your goals.